Indian Economy and Banking Awareness

Indian Economy and Banking Awareness

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Indian Economy and Banking Awareness (Question Bank)

Indian Economy and Banking Awareness

1 / 100

Category: Indian Economy and Banking Awareness

Deposits of a customer is

2 / 100

Category: Indian Economy and Banking Awareness

How many members should be there in a self-help group (SHG) under micro-credit?

3 / 100

Category: Indian Economy and Banking Awareness

Which of the following cards are used by customers to pay for goods and services even without having any cash in their account?

4 / 100

Category: Indian Economy and Banking Awareness

What is ‘Card Limit’ with reference to credit cards?

5 / 100

Category: Indian Economy and Banking Awareness

If the maturity amount of a fixed deposit is not claimed and paid, the amount of fixed deposit, so left unclaimed with the bank, will attract interest at which of the following rates?

6 / 100

Category: Indian Economy and Banking Awareness

Which one of the following is not a quantitative credit control measure of reserve bank of India? 

7 / 100

Category: Indian Economy and Banking Awareness

The RBI constituted Narasimham Committee for

8 / 100

Category: Indian Economy and Banking Awareness

Reverse mortgage is a 

9 / 100

Category: Indian Economy and Banking Awareness

Which of the following schemes/plans is meant for investment and tax planning purposes?

10 / 100

Category: Indian Economy and Banking Awareness

Which of the following is a management initiative for the integration of social and environment issues with business management?

11 / 100

Category: Indian Economy and Banking Awareness

Capital control means a control on the outflow of 

12 / 100

Category: Indian Economy and Banking Awareness

What is Phishing?

13 / 100

Category: Indian Economy and Banking Awareness

Retail banking services of banks refers to

14 / 100

Category: Indian Economy and Banking Awareness

 Stoppage of a currency note or a coin from circulation by the Reserve Bank of India (RBI) is known as

15 / 100

Category: Indian Economy and Banking Awareness

Bullion market is a market for

16 / 100

Category: Indian Economy and Banking Awareness

The interest rate at which RBI lends money to banks for a short term to maintain liquidity is known as _____________

17 / 100

Category: Indian Economy and Banking Awareness

Which organization is responsible for insuring deposits of customers in banks?

18 / 100

Category: Indian Economy and Banking Awareness

Which of the following are subsidiaries of Reserve Bank of India?

19 / 100

Category: Indian Economy and Banking Awareness

What is Portfolio Management?

20 / 100

Category: Indian Economy and Banking Awareness

The minimum period of maturity for commercial paper is __________

21 / 100

Category: Indian Economy and Banking Awareness

Which of the following organizations helps developing countries by giving statistical support, development programmes, and IT tools, etc.?

22 / 100

Category: Indian Economy and Banking Awareness

What does CBS mean? 

23 / 100

Category: Indian Economy and Banking Awareness

Which of the following is a core sector industry, as recognized by the government of India?

24 / 100

Category: Indian Economy and Banking Awareness

Which of the following is the sole responsibility of RBI?

25 / 100

Category: Indian Economy and Banking Awareness

Which of the following investment options have Income Tax rebates?

26 / 100

Category: Indian Economy and Banking Awareness

A partnership between a domestic firm and a foreign firm is called 

27 / 100

Category: Indian Economy and Banking Awareness

Which of the following is not part of the United Nations?

28 / 100

Category: Indian Economy and Banking Awareness

Crop loans (agriculture loans) disbursed to farmers during which period are catergorized as Kharif season loans?

29 / 100

Category: Indian Economy and Banking Awareness

Nifty is the

30 / 100

Category: Indian Economy and Banking Awareness

Which of the following launched a ‘branch on wheels’ to offer basic banking services in remote areas, on trucks fitted with all equipment including an ATM, manned by two officials and a guard, to cover four unbanked villages regularly?

31 / 100

Category: Indian Economy and Banking Awareness

What is a commercial paper?

32 / 100

Category: Indian Economy and Banking Awareness

Bank loans by hypothecation and mortgage are known as

33 / 100

Category: Indian Economy and Banking Awareness

Most preferred loan portfolio with least defaults for retail lending as per banks is that of ____________

34 / 100

Category: Indian Economy and Banking Awareness

Which of the following are Direct taxes, as per CBDT?

35 / 100

Category: Indian Economy and Banking Awareness

To raise customer awareness about which of the following has the RBI recently launched the ‘Paisa Bolta Hai’ website?

36 / 100

Category: Indian Economy and Banking Awareness

NSEL is promoted by

37 / 100

Category: Indian Economy and Banking Awareness

In order to encourage banks to increase aggressive lending to self-help groups and extend liquidity support, NABARD provides assistance to banks by way of refinance to the extent of __________ percent.

38 / 100

Category: Indian Economy and Banking Awareness

Which of the following points should be given greater importance than others while sanctioning a term loan?

39 / 100

Category: Indian Economy and Banking Awareness

The full form of FRBM is 

40 / 100

Category: Indian Economy and Banking Awareness

Credit rating is

41 / 100

Category: Indian Economy and Banking Awareness

When is a loan declared as non-performing asset (NPA)?

42 / 100

Category: Indian Economy and Banking Awareness

Which of the following organizations engages in imports and sale of gold and other valuable metals in India?

43 / 100

Category: Indian Economy and Banking Awareness

For banks, ‘Priority Sector Loans’ are loans to 

44 / 100

Category: Indian Economy and Banking Awareness

All credit rating agencies in India come under the control and guidance of which of the following organizations?

45 / 100

Category: Indian Economy and Banking Awareness

Tier I and tier II capital are related to

46 / 100

Category: Indian Economy and Banking Awareness

Which of the following is regulator for airports in India?

47 / 100

Category: Indian Economy and Banking Awareness

The full form of LAF is 

48 / 100

Category: Indian Economy and Banking Awareness

When the Reserve Bank of India increases the Statutory Liquidity Ratio (SLR), the ultimate beneficiaries are

49 / 100

Category: Indian Economy and Banking Awareness

Which statement is true about the CRISIL report on lending to corporates?

50 / 100

Category: Indian Economy and Banking Awareness

Who decides on the value and the volume of currency notes to be printed in India?

51 / 100

Category: Indian Economy and Banking Awareness

For a bank customer, the ATM card issued by bank is linked to a/an

52 / 100

Category: Indian Economy and Banking Awareness

Which of the following organisations is part of/linked to the ‘East Asian Summit’ forum of 18 countries?

53 / 100

Category: Indian Economy and Banking Awareness

Which of the following organization issues a registration number and conducts a certification test, for all mutual fund sellers/marketers before canvassing for investments in mutual funds?

54 / 100

Category: Indian Economy and Banking Awareness

Which of the following is an independent watchdog body of banking industry that ensures customers get services as promised by banks?

55 / 100

Category: Indian Economy and Banking Awareness

An increase in the level of prices of goods and services is called

56 / 100

Category: Indian Economy and Banking Awareness

Hedge funds are

57 / 100

Category: Indian Economy and Banking Awareness

A bond issued at a discount and repaid at face value is _____________

58 / 100

Category: Indian Economy and Banking Awareness

Assets pledged by a borrower to secure a loan or other credit card and subject to seizure in the event of default is called __________

59 / 100

Category: Indian Economy and Banking Awareness

As per RBI’s instructions, interest rate on savings bank accounts in banks is calculated on a/an

60 / 100

Category: Indian Economy and Banking Awareness

Basel Committee for Banking Supervision (BCBS) sets the norms for banks for which of the following?

61 / 100

Category: Indian Economy and Banking Awareness

A top-up loan/facility is a/an

62 / 100

Category: Indian Economy and Banking Awareness

MICR (Magnetic Ink Character Recognition) code is useful for which of the following transactions?

63 / 100

Category: Indian Economy and Banking Awareness

Which of these transactions can be performed by ‘mobile banking’?

64 / 100

Category: Indian Economy and Banking Awareness

What is Unit Banking?

65 / 100

Category: Indian Economy and Banking Awareness

Which of the following is not an element of Tier I capital?

66 / 100

Category: Indian Economy and Banking Awareness

All major crops are covered under the Crop Insurance Scheme, which is devised and administered by __________ under National Agricultural Insurance Scheme.

67 / 100

Category: Indian Economy and Banking Awareness

Exporters insists upon which important instruments from importers to ensure prompt payment for their exports?

68 / 100

Category: Indian Economy and Banking Awareness

What is Merchant Discount Rate (MDR)?

69 / 100

Category: Indian Economy and Banking Awareness

Which of the following is not is loan activity in a bank?

70 / 100

Category: Indian Economy and Banking Awareness

Deposit Insurance facility of Deposit Insurance and Credit Guarantee Corporation of India Ltd. (DICGCIL) is available only for which of these categories of customers?

71 / 100

Category: Indian Economy and Banking Awareness

An investment bank/firm that guarantees the sale of share in an IPO and takes responsibility is known as/a/an _____________

72 / 100

Category: Indian Economy and Banking Awareness

Which of the following categories of asset is not a non performing asset (NPA)?

73 / 100

Category: Indian Economy and Banking Awareness

Dong is the currency of

74 / 100

Category: Indian Economy and Banking Awareness

Which of the following is a facility introduced by the RBI to speed up clearance of cheques to enhance customer service?

75 / 100

Category: Indian Economy and Banking Awareness

The practice of depositing cheques very frequently in one’s bank account is generally known as 

76 / 100

Category: Indian Economy and Banking Awareness

Zero balance saving accounts of an individual customer is an effort by banks towards

77 / 100

Category: Indian Economy and Banking Awareness

Participatory notes (PN) are like contract notes issued by __________ 

78 / 100

Category: Indian Economy and Banking Awareness

Which if the following statements is/are correct regarding National Housing Bank?

79 / 100

Category: Indian Economy and Banking Awareness

Which of the following gives guidelines, regulations, norms, etc. for all banks to follow, thus assuming safety and stability for bank depositors funds in banks?

80 / 100

Category: Indian Economy and Banking Awareness

‘Open Market Operations’ means

81 / 100

Category: Indian Economy and Banking Awareness

In the call money market, money lent for 2-14 days (i.e., more than one day but less than 15 days) is known as

82 / 100

Category: Indian Economy and Banking Awareness

Which of these term is not related to banking and finance?

83 / 100

Category: Indian Economy and Banking Awareness

Which among the following types of deposits in banks are not insured by Deposits Insurance and Credit Guarantee Corporation (DICGC)

84 / 100

Category: Indian Economy and Banking Awareness

Which of the following statements about G20 is correct?

85 / 100

Category: Indian Economy and Banking Awareness

The assets of bank can be

86 / 100

Category: Indian Economy and Banking Awareness

The collateral (security) accepted by a bank must be 

87 / 100

Category: Indian Economy and Banking Awareness

In a series of regular/periodical payments towards repayment of loan, one large payment made to reduce the loan burden is known as

88 / 100

Category: Indian Economy and Banking Awareness

An overdraft can be given in a 

a) Current account

b) Savings account

c) No frills account

89 / 100

Category: Indian Economy and Banking Awareness

Which of the following affiliate offices of the UNO, reports cases of drugs and crimes and human trafficking across the world?

90 / 100

Category: Indian Economy and Banking Awareness

The higher limit of Statutory Liquidity Ratio (SLR) is

91 / 100

Category: Indian Economy and Banking Awareness

The rate of interest payable on bank deposit, is determined by the 

92 / 100

Category: Indian Economy and Banking Awareness

Which of the following helps poor and underdeveloped countries by giving them long term interest-free loans to provide food and basic amenities etc.?

93 / 100

Category: Indian Economy and Banking Awareness

What is ‘monetized deficit’?

94 / 100

Category: Indian Economy and Banking Awareness

The provision of banking services on Internet over a secure website is known as 

95 / 100

Category: Indian Economy and Banking Awareness

Over-leveraging by a bank is related to

96 / 100

Category: Indian Economy and Banking Awareness

Which of these countries hold the highest proportion of shares in the Asian Development Bank?

97 / 100

Category: Indian Economy and Banking Awareness

‘no-frills’ savings account in public sector banks are meant for

98 / 100

Category: Indian Economy and Banking Awareness

Which of the following also comes under the regulation of the Securities Exchange Board of India (SEBI)?

99 / 100

Category: Indian Economy and Banking Awareness

Dishonouring of cheques due to insufficient funds is illegal and considered a 

100 / 100

Category: Indian Economy and Banking Awareness

Rules, regulations and other norms relating to cheque, demand drafts, etc., are laid down in which of the following?

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